Retirement Planning Fundamentals
Upcoming Dates and Registration Information
Date: Wednesdays, April 12, 19, & 26, 2023 (3 sessions)
Time: 6 – 8:30 p.m.
Presented by: Sulay Ringwala, CFP®, CDFA®, Financial Advisor, Private Wealth Management, Roger Klumb, CFP®, Financial Advisor, Private Wealth Management, and Alexandra Spangler, Financial Advisor, Private Wealth Management
Fee: $99 per individual or couple if registered by April 5; $119 per individual or couple after April 5
Retirement Planning Fundamentals focuses on how you may prepare for a comfortable retirement. This course introduces you to concepts and strategies that may help you handle your day-to-day finances, potentially reduce your taxes, and manage your investments. What’s more, it will discuss how you can assess your current financial situation and develop a personalized plan that may help you pursue your retirement goals.
Course fee is $119 per individual or couple sharing a workbook.
$99 Early Registration Price (valid until April 5, 2023).
Who Should Attend
Whether you are nearing retirement, already retired, or beginning to develop a retirement plan, you can benefit from a wealth of real-world information and strategies for retirement success. These strategies can help you make the appropriate choices when confronted by investment alternatives, insurance coverage, increasing health care costs, tax reduction methods, and proper disposition of your estate at death. The course material is relevant to anyone who would like to educate themselves on sound retirement planning concepts – regardless of income, occupation, or age.
Retirement Planning Fundamentals is an entertaining and informative educational course developed by Certified Financial Planner™, Certified Retirement Counselor®, and Accredited Asset Management Specialist professionals with many years of real-world experience. The presenters teach the material in a way that is easy to understand, using real-life examples that may be applied to your situation. The course is presented in a friendly, relaxed atmosphere where your participation and questions are encouraged! The course agenda is as follows:
- Retirement Income: Perception and Reality
- 12 Costly Errors in Planning for Retirement
- Setting Financial and Lifestyle Goals
- How to Calculate Retirement Needs
- Taxes and Using Tax Laws to Your Advantage
- Capital Gain/Loss Rules & Strategies
- Taxation of Investments & Accounts
- Employer Retirement Plans
- Distribution Options
- Required Minimum Distributions
- Traditional IRAs and Roth IRAs
- Converting IRAs to Roth IRAs
- Stretch IRA Strategy
- Social Security Strategies
- Social Security Spousal Benefits
- Other Sources of Retirement Income
- Goals-based Investing
- Emergency & Cash Reserves
- Stocks & Bonds
- Mutual Funds, ETFs, and SMA
- Variable Annuities / Index Annuities
- Investment Risks
- Risk Management Strategies
- Ways to Manage Risk
- Disability Insurance
- Liability Umbrella Insurance
- Paying for Long Term Care
- Life Insurance
- Importance of Estate Planning
- Estate & Transfer Taxes
- Important Estate Documents
- Role of a Will and Probate
- Ways to Avoid Probate
What You Get From the Course …
Objective Education, Real-World Information
Unlike many free, one-to-two-hour workshops that promote specific financial products, Retirement Planning Fundamentals is completely educational. The information you receive is objective and factual, without any references to specific financial products. This course introduces concepts and strategies that may help you make informed financial decisions. However, if you want to discuss specific financial products and services, you may do so during the optional retirement planning consultation.
When you attend, you will receive a comprehensive workbook focusing on money, investing, retirement, and finance that will help you apply and retain the information discussed during the course. The workbook is packed with exercises, practical examples, and charts to help you apply what you learn to your own situation. The workbook is yours to keep, and you will be able to use it as a reference tool for years to come.
Optional Complimentary Lab Consultation
After the last class session, you will have the opportunity to meet privately with one of your instructors. During the lab, you can ask specific questions regarding your personal financial needs and objectives and review your retirement strategy.
Sulay is a Certified Financial Planner™ professional at Baird, having joined the firm in 2014. A graduate of the University of Wisconsin–Madison, Sulay also spent two years in a comprehensive training program that prepared him to be a successful financial planner, helping guide his clients through critical life stages. He is a partner at the Boosel Group at Baird; his primary focus is financial planning and building customized portfolios that work in conjunction with those plans. Sulay is originally from Oshkosh, Wisconsin, and has been teaching adult education courses for over seven years at different universities.
Roger is a Financial Advisor at Baird and a Certified Financial Planner™. He has been teaching retirement planning classes for over five years. Prior to his career at Baird, which began in 2008, Roger worked as a financial analyst at GE Healthcare. He is a Wisconsin native and an avid Badgers fan. He lives in Sussex with his wife and three sons. Roger enjoys the outdoors, reading, golfing and a variety of other sports.
Alexandra believes in a holistic approach to financial planning and enjoys customizing portfolios specific to the clients’ needs and goals that are uncovered and constantly evolving throughout the relationship. She has a specific interest in family, legacy, and estate planning and helping other women with their financial goals. As a former Division I athlete, Alex’s dedication, work ethic, and energy brings a unique element to the team. Alexandra is active in the community and is most affiliated with Big Brothers Big Sisters, PEARLS for Teen Girls, and the Great Milwaukee Foundation. In her free time, she enjoys outdoor activities like running, snowboarding, and mountain biking and loves to travel and try new restaurants.
The registration deadline for the course is April 10, 2023. After this date, please call the UW Oshkosh Division of Online and Continuing Education at (920) 424-1129 to determine program availability.
Questions and More Information
Questions concerning registration and program content should be directed to the Division of Online and Continuing Education, University of Wisconsin Oshkosh, 800 Algoma Boulevard, Oshkosh, WI 54901-8623. Please email email@example.com or call (920) 424-1129.
Cancellations received 10 business days before the program will receive a full refund, minus a $35 processing charge. No refunds will be given for cancellations received less than 10 business days before the program. UW Oshkosh reserves the right to cancel any program due to insufficient enrollment, as well as the right to limit enrollment due to excessive demand. UW Oshkosh is an Equal Opportunity/Affirmative Action institution. If you need special assistance and/or accommodations, please notify us by the registration deadline. All requests will be kept confidential.